Send us a Text Click to Call
Options Insurance Group

305 Camp Hill Rd
Fort Washington, PA 19034

Get Directions

Fort Washington’s Outdoor Enthusiasts: How Umbrella Insurance Covers Recreational Liability

Fort Washington is a beautiful area filled with outdoor activities like biking, hiking, and hosting backyard gatherings. While these activities are enjoyable, they come with liability risks, such as accidents, injuries, or property damage. Umbrella insurance provides an extra layer of protection for Fort Washington residents, ensuring you’re covered when unexpected claims arise. Options Insurance Group, located in Fort Washington, PA, specializes in helping residents find the right umbrella insurance for their needs.

Common Liability Risks for Outdoor Activities

Outdoor enthusiasts face unique risks, including:

  • Biking Accidents: Colliding with pedestrians or damaging property.
  • Backyard Gatherings: Injuries or accidents during events like barbecues or pool parties.
  • Pet-Related Incidents: Liability for dog bites or property damage caused by pets.

While standard insurance policies may cover some liability, umbrella insurance provides additional coverage for high-cost claims.

Why Fort Washington Residents Need Umbrella Insurance

Umbrella insurance offers peace of mind by covering legal fees, medical expenses, and property damage that exceed the limits of your existing policies. Whether you’re hosting an event or enjoying recreational activities, umbrella insurance ensures you’re protected from financial fallout.

Protect Your Outdoor Adventures

Fort Washington’s outdoor lifestyle is meant to be enjoyed, not overshadowed by liability concerns. Umbrella insurance provides the coverage you need to focus on what matters most. Visit Options Insurance Group today to learn more about protecting your outdoor adventures.

Why Landlords in Fort Washington Need Umbrella Insurance

Being a landlord in Fort Washington, PA, comes with its fair share of responsibilities and risks. One of the ways to mitigate these risks is by having an umbrella insurance policy. At the Options Insurance Group, we understand the unique challenges landlords face and the importance of having the right insurance coverage.

What is Umbrella Insurance?

Umbrella insurance is a type of liability insurance that goes above and beyond the standard limits of your basic policies, like homeowners or auto insurance. It provides an additional layer of protection, covering you for large liability claims that could potentially drain your financial resources.

Why Do Landlords Need Umbrella Insurance?

As a landlord, you open yourself up to a variety of liability risks. From property damage to tenant injuries, the potential for high-cost incidents is significant. Umbrella insurance can cover these unexpected expenses, protecting your assets and providing peace of mind.

Umbrella Insurance: A Safety Net for Landlords

Imagine a scenario where a tenant or visitor gets injured on your property and decides to sue. Legal fees and potential settlements can quickly add up, potentially exceeding the limits of your standard liability coverage. This is where umbrella insurance steps in, covering the excess costs and safeguarding your assets.

At the Options Insurance Group in Fort Washington, PA, we believe in providing comprehensive insurance solutions for landlords. With umbrella insurance, you can rest easy knowing you’re protected against the unexpected.

Partner Carriers


  • american-collectors
  • Bristol West
  • chubb
  • encompass
  • foremost
  • Foremost Star
  • grange
  • guard
  • hagerty
  • liberty-mutual
  • main-street-america
  • metlife
  • National General
  • nationwide
  • progressive
  • safeco
  • the-hartford
  • travelers