Auto Insurance in Pennsylvania
Do not get caught driving without auto insurance. We have different types of weather here in Pennsylvania state, and some of our most severe weather can put you at risk while driving if you are not adequately protected. We can change that here at Options Insurance Group for those who do not have auto insurance. Our agency office is located in Fort Washington, PA. If you are a licensed driver and you are caught without auto insurance, you will be held responsible for all fines and financial loss.
Legal Requirements for Auto Insurance
Pennsylvania, just like every other state, has minimum requirements that all licensed drivers must meet if they have a car. You must obtain liability coverage at the bare minimum to be considered legal in the state. If anyone is involved in an accident, this ensures that all parties are appropriately insured regardless of who is at fault. There are many options when it comes to choosing insurance coverage. Legally you must at least have $15,000 for bodily injury coverage for one person and $30,000 for bodily injury coverage for two people. You must also have $5,000 for property damage coverage for each accident. Fines of up to $450 are possible for those who fail to obtain auto insurance.
Policy Options
You can select any of the following for coverage on your vehicle:
- Bodily injury - will protect you if found to be at fault of an accident
- Property damage - will protect you if found responsible for any damage to property or a vehicle
- Comprehensive - covers you if your vehicle needs to be repaired as a result of non-collision related accidents
- Collision - will repair your vehicle as a result of a collision with another vehicle
You may also want to consider uninsured/underinsured motorist protection.
Contact Us
Please visit our Options Insurance Group rating tool to get a quote on a new auto policy for your vehicle. Our office is located in Fort Washington, PA if you would like to schedule an appointment.
