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Options Insurance Group

305 Camp Hill Rd
Fort Washington, PA 19034

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Umbrella Insurance in Pennsylvania

Additional protection with insurance is always great to have. This is where umbrella insurance comes in. We offer umbrella insurance here at Options Insurance Group in Fort Washington, PA. There is always the possibility that you could face a potential lawsuit. This could cost you a lot financially in medical costs, court costs, and much more. Umbrella insurance is smart to add to an existing homeowner's or auto insurance policy.

Laws in Pennsylvania

Although umbrella insurance is not required in Pennsylvania, it is still good to have. There are limits on the umbrella insurance policies if you choose to add it to your auto or homeowner’s policy. Umbrella policy limits usually do not exceed $10 million and start at just $1 million. Sometimes you may even be eligible for an excess uninsured/underinsured motorist protection on top of your umbrella insurance policy depending on your situation. This will help keep you and your family protected if injured by the negligence of another driver who does not have insurance or enough to cover.

Coverage Options

You have the option to insure your primary residence, vehicles (usually up to two), small sailboats, and even motorboats that have less than 50 horsepower with umbrella insurance. Secondary vacation homes, rental properties, jet skis, and even vacant land are sometimes eligible for umbrella insurance policies. Usually, umbrella insurance goes above and beyond what your current policy does not. It can help pay for any legal fees and damages if you are accused of anything. Again, you have the option of choosing what limit you would like for your coverage starting at $1 million. If you have more to protect, you can always change your amount.

Contact Us for A Quote

If you need a quote for an umbrella policy, we can assist you here at Options Insurance Group in Fort Washington, PA. We are waiting to hear from you!

Partner Carriers

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