Send us a Text Click to Call
Options Insurance Group

305 Camp Hill Rd
Fort Washington, PA 19034

Get Directions

Flood Insurance in Pennsylvania


At the Options Insurance Group, our agents strive to give our clients access to all insurance options. With water damage starting to become more common, having access to flood insurance is essential for those living around the Fort Washington, PA area. Below are some of the reasons you should consider supplementing your primary insurance policy today.

Flash Flooding Comes Quick

Anytime an area is flooded with heavy rain, and the water is not able to move fast enough, homes and neighborhoods will fall victim to flash flooding. During this time, water will enter anywhere to keep moving, including houses, sheds, buildings, cars, and businesses along the way.

Purchase Outside of Flood Zones

Unfortunately, many areas who may not have experienced flooding in the past can quickly fall victim to flash flooding. In the past, flood insurance was purchased based on outlined flood zones and areas known to have flood history previously. Flash flooding has a natural way to cause flooding in areas that are not necessarily low-lying or close to large bodies of water. Even if the area you are currently living is not listed as a flood zone, flood insurance is still something that you should consider purchasing.

Why I Need Flood Insurance

If your personal or commercial property is damaged due to water, your standard policies will not cover the damage. Water damage caused by a natural disaster is only covered with flood insurance. Attempting to cover structural restoration and property replacement can be financially draining. This policy offers the assistance you need for repairs.

Contact Us Today!

At Options Insurance Group, we want our clients in the Fort Washington, PA area to get the most out of their insurance options. This is why we offer a variety of insurance choices. For more information, give our agency a call today.

We look forward to helping you protect your Pennsylvania property today with flood insurance.

Partner Carriers


  • american-collectors
  • Bristol West
  • chubb
  • encompass
  • foremost
  • Foremost Star
  • grange
  • guard
  • hagerty
  • liberty-mutual
  • main-street-america
  • metlife
  • National General
  • nationwide
  • progressive
  • safeco
  • the-hartford
  • travelers