Send us a Text Click to Call
Options Insurance Group

305 Camp Hill Rd
Fort Washington, PA 19034

Get Directions

Fort Washington’s Outdoor Enthusiasts: How Umbrella Insurance Covers Recreational Liability

Fort Washington is a beautiful area filled with outdoor activities like biking, hiking, and hosting backyard gatherings. While these activities are enjoyable, they come with liability risks, such as accidents, injuries, or property damage. Umbrella insurance provides an extra layer of protection for Fort Washington residents, ensuring you’re covered when unexpected claims arise. Options Insurance Group, located in Fort Washington, PA, specializes in helping residents find the right umbrella insurance for their needs.

Common Liability Risks for Outdoor Activities

Outdoor enthusiasts face unique risks, including:

  • Biking Accidents: Colliding with pedestrians or damaging property.
  • Backyard Gatherings: Injuries or accidents during events like barbecues or pool parties.
  • Pet-Related Incidents: Liability for dog bites or property damage caused by pets.

While standard insurance policies may cover some liability, umbrella insurance provides additional coverage for high-cost claims.

Why Fort Washington Residents Need Umbrella Insurance

Umbrella insurance offers peace of mind by covering legal fees, medical expenses, and property damage that exceed the limits of your existing policies. Whether you’re hosting an event or enjoying recreational activities, umbrella insurance ensures you’re protected from financial fallout.

Protect Your Outdoor Adventures

Fort Washington’s outdoor lifestyle is meant to be enjoyed, not overshadowed by liability concerns. Umbrella insurance provides the coverage you need to focus on what matters most. Visit Options Insurance Group today to learn more about protecting your outdoor adventures.

Partner Carriers


  • american-collectors
  • Bristol West
  • chubb
  • encompass
  • foremost
  • Foremost Star
  • grange
  • guard
  • hagerty
  • liberty-mutual
  • main-street-america
  • metlife
  • National General
  • nationwide
  • progressive
  • safeco
  • the-hartford
  • travelers